When communicating the scale of a crisis, it is common to look at a single daily snapshot. However, this fails to capture the true risk to a community over time. To find the real footprint of homelessness in the Royal Borough of Kingston upon Thames, we applied a dynamic statistical framework known as Age-Specific Incidence.
An Established Actuarial and Epidemiological Standard Our calculation does not rely on a newly invented formula. It is built on the exact same mathematical modelling used by global health and financial institutions to measure lifetime risk.
- Epidemiological Lifetime Risk Models: This is the identical framework used by major health charities, such as Cancer Research UK, to calculate their famous “1 in 2” statistic. By calculating the specific risk of an event occurring at every individual year of age, epidemiologists can sum those probabilities to find the total lifetime risk.
- Actuarial Life Tables: The insurance and pension industries use this age-weighted approach to calculate the probability of life events. Just as a life table does not apply an 80-year-old’s mortality risk to a 20-year-old, our model recognises that the risk of homelessness fluctuates wildly depending on age.
- Longitudinal Poverty Studies: Academic economists rely on age-specific cohort tracking to prove that temporary poverty is a widely shared experience, rather than a static condition affecting a tiny minority.
By adapting these gold-standard models to our verified local data, we have established a highly accurate baseline for the borough. Here is the transparent maths behind the calculation.